VA Morgages and Home Loans

With an ever increasing number of eligible US Veterans, more Americans are becoming eligible for VA mortgages and home loans. The Home Loan Guarantee Services website offers a great deal of valuable content for your reference. We have summarized a few items on the page below to help you begin your pre-qualification process. WR Starkey Mortgage and Chap VanDongen are authorized VA lenders and will be pleased to help you with the process. We invite you to contact Chap at your convenience should you have any questions.

Am I Eligible?

General Rules for Eligibility
Determine if you are eligible for VA home loan benefits.

Frequently Asked Eligibility Questions
Questions about who is eligible for a VA loan and reuse of eligibility for another VA loan.

How to request a Certificate of Eligibility for VA Home Loan Benefits
To request a Certificate of Eligibility for VA home loan benefits, you must complete VA Form 26-1880 and submit it to our VA Eligibility Center along with acceptable proof of service as described on the instruction page of the form.

It's also possible to obtain a Certificate of Eligibility from your lender. Most lenders have access to the ACE (Automated Certificate of Eligibility) system. This Internet based application can establish eligibility and issue an online Certificate of Eligibility in a matter of seconds. Not all cases can be processed through ACE - only those for which VA has sufficient data in our records.  However, veterans are encouraged to ask their lenders about this method of obtaining a certificate. Contact Chap today for more information.

VA Eligibility Center Address and Telephone Number

Please send your request for determination of eligibility (VA Form 26-1880, along with proof of military service) to:

VA Loan Eligibility Center
PO Box 20729
Winston-Salem, NC 27120

For overnight delivery:

VA Loan Eligibility Center
251 N. Main Street
Winston-Salem, NC 27155

Toll free number: 1-888-244-6711
E-mail: nceligib@vba.va.gov

Visit the links below to learn more.